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Financial Guidance That Brings Clarity

Author: Thomas Talbott

personal finance

The Alarm Went Off at 3:45. So Did My Common Sense.

October 7, 2026 By Thomas Talbott

In this personal reflection, Thomas Talbott draws lessons from completing a long distance bicycle ride along the C&O Canal.

the market

Match the Hatch: Four Days on the River, and Why ETF Fundamentals Never Change

May 12, 2026 By Thomas Talbott

Thomas Talbott compares a recent fly-fishing trip to investing, showing how patience, adaptability, and a focus on quality can outperform reactive decision-making.

Life

Housing Affordability and the Cost of Ignoring Reality

January 13, 2026 By Thomas Talbott

Thomas Talbott examines why housing affordability feels increasingly out of reach and argues that ignoring economic reality, incentives, and personal responsibility only deepens the problem.

taxes

The Last-Dollar Secret: Lower Your Tax Bill While It Still Matters

July 2, 2025 By Thomas Talbott

Thomas Talbott highlights three smart ways to take advantage of today’s lower tax rates before it’s too late: Roth conversions, strategic RMD planning, and charitable giving.

People

“Boys in the Boat” and our “Rowing” Together at Stewardship Advisors

April 4, 2025 By Thomas Talbott

Thomas Talbott explores how the spirit of teamwork in “The Boys in the Boat” mirrors the collaborative approach at Stewardship Advisors, where trust and support help clients navigate their financial journeys.

Retirement

DON’T Make Your Estate the Beneficiary of Your IRA or Retirement Account!

October 3, 2024 By Thomas Talbott

Thomas Talbott discusses the potential implications of naming your “Estate” as the beneficiary of your retirement account

investing

Rule 21, Political Elections, and Investing

June 20, 2024 By Thomas Talbott

Drawing on a current event, Thomas discusses a growing trend that negatively impacts individuals and society at large.

personal finance

Are You Leaving Money on the Table?

March 20, 2024 By Thomas Talbott

Thomas Talbott highlights two programs where you might be missing out on potential dollars for which you’re eligible.

personal finance

Strategically Planning WHERE to Give

February 1, 2024 By Thomas Talbott

Thomas Talbott concentrates on the importance of strategically planning where to give and the direction or purpose behind supporting various non-profit organizations.

investing

Ask an Advisor Video Series – Fees… Fees… What Fees?

December 19, 2023 By Thomas Talbott

Thomas Talbott answers frequently asked questions about investment fees in the fifth installment of the Stewardship Advisors’ “Ask An Advisor” series.