Financial Guidance That Brings Clarity
Lost, Incorrect, or Missing Stimulus Payments
July 15, 2020

Ronald Reagan once famously quipped, “The nine most terrifying words in the English language are: ‘I’m from the government, and I’m here to help.’ ” For the millions of Americans who have already received their Economic Impact Payments, (commonly called “stimulus payments”) these words may not have aged well. For the others, who are still […]

Before “work from home” became a popular hashtag, my daily commute was a very mundane process. When I was finally able to start going back into my office, my drive suddenly felt new again and I noticed things that my mind would have otherwise glossed over in the normal routine of my drive. One such […]

Social Justice and Investing
June 17, 2020

It is often difficult to effectively respond in times of social unrest or injustice like we are currently seeing across our country. At the very least, these moments should lead to introspection and self-evaluation. As we look at what we have been entrusted with, it is natural to evaluate how our financial investments can be […]

Don’t Be Played For a Fool
April 13, 2020

April Fool’s Day is synonymous with practical jokes and good-natured hoaxes. While most people accept the light-hearted nature of April Fool’s Day and laugh along with the practical jokes, April 1 should also serve as a reminder to remain vigilant against the much more serious hoaxes we are all subject to on a regular basis. […]

COVID-19 and Market Volatility
March 24, 2020

None of us planned for this crisis. It probably seems like a long time ago, but our first blog post of the year, titled Return on Life vs Return on Investment, gave us the foundation for dealing with the current challenge of the COVID-19 and market volatility. The key is not letting heightened emotions and […]

Investing 101: Basics of Investing
March 4, 2020

I was explaining to a new client recently how we invest our client assets. They wanted to know if we use individual stocks, Mutual Funds or ETFs (Exchanged Traded Funds.) I told them we don’t use individual stocks or securities, as this adds a level of risk that does not necessarily improve the risk/reward return. […]

With the unexpected passing of my husband, I’ve had a lot of unplanned decisions required of me. I’ve been very intentional about not making emotional decisions, but to be honest, how do you remove emotion? There are both rational and emotional elements to making financial decisions. “Research has found that negative emotions hit us with […]

Return on Life or Return on Investment?
January 9, 2020

As we reflect back on 2019, it is clear that the stock market had a great year. It feels good reviewing your end of year household balance statement and see your net worth growth due to the stock market, but what happens if the stock market is not so kind in 2020? After all, 2018 […]